What's an HSA?
A Health Savings Account (HSA) lets you save pre-tax money to pay for qualified medical, dental, and vision expenses.
How it Works
Must be enrolled in a High Deductible Health Plan (HDHP).
Money comes out of your paycheck before taxes and goes into your HSA.
2023 limits: $3,850 (individual), $7,750 (family), plus $1,000 extra if you’re 55+.
Use funds for doctor visits, prescriptions, procedures, supplies, and more (often with an HSA debit card).
Benefits
Yours to keep - even if you change jobs.
Funds roll over year to year, never expire.
Money can earn interest or be invested to grow over time.